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Jian

EM Personal Banking

Jian Project | EM Personal Banking

General Info :

  • Client : Multiple Financial Institutions (White Label)
  • Role : Product Development – PT Alpabit Digital Inovasi
  • Industry : Banking / Financial Services / Fintech
  • Scope : Product Discovery, Design, Development, Integration, Testing, White-Label Deployment
  • Link : EM Personal Banking (White Label)
  • Date : 2025 - Present

Project Overview :

EM Personal Banking is a white-label mobile banking product designed to help financial institutions quickly launch their own branded mobile banking apps. The platform provides core digital banking features such as account management, secure transactions, payments, and personal finance dashboards, while offering customization options to align with each institution's branding and customer needs.

Key Contributions :

  • Defined product vision, features, and roadmap for the white-label mobile banking platform.
  • Collaborated with UI/UX team to ensure flexibility for branding customization and customer experience optimization.
  • Developed product architecture to support scalability and multi-tenant deployment for different financial institutions.
  • Worked with engineering team to integrate core banking APIs, payment gateways, and security modules.
  • Coordinated UAT and feedback loops with pilot clients to refine product features and usability.
  • Ensured compliance with financial industry regulations, data security, and mobile platform standards.

Outcome :

  • Launched a scalable white-label mobile banking product adopted by financial institutions.
  • Enabled clients to reduce time-to-market for launching digital banking services.
  • Delivered customizable features such as theming, dashboard personalization, and modular service integration.
  • Strengthened Alpabit Digital Inovasi’s positioning in fintech and digital banking solutions.

Skills :

  • Product Development & Roadmap Planning
  • White-Label Platform Strategy
  • Mobile Banking & Fintech Integration
  • API & Core Banking System Integration
  • UI/UX Collaboration & Customization
  • Regulatory & Security Compliance
  • Agile Delivery & Iterative Development
  • Client Engagement & Product Launch Support